For less financially fortunate communities, owning a motorcycle can offer individuals the opportunity to visit nearby towns to pick up groceries, take their children to school, drive to a job, or deliver products to customers. There are many instances where receiving a small loan could change someone's life. With motorcycle financing, borrowers have a chance to start a motorcycle taxi business, become self-employed, and thereby adequately provide for their family. After repaying the initial loan, the borrower may return to request more microcredit to grow their business, hire employees, and purchase more motorcycles.

Not only can a bike be operated for business, but microborrowers are using the benefit of transportation to build relationships with other entrepreneurs, meet with their microfinance counselors, and enroll in MFI business classes. Furthermore, borrowers can apply for a microloan to finance a used motorcycle. A previously owned motorcycle is an inexpensive and preferred choice among low income borrowers. Microcredit is one way poor nations are using modern financial resources to help themselves instead of waiting on others to do it for them.