Motorcycles are a preferred choice of transportation in developing countries, as they can be used inexpensively for both leisure and business travel. Over 58% of the world's motorcycles are found in Asia with Honda being the best selling motorcycle brand year after year. Presently, many borrowers are applying for motorcycle and atv loans to purchase affordable transportation. The expanding market has created a demand for an alternate lending platform and individual investors.

Lenders look for borrowers who want to invest their microloan proceeds into cash generating businesses because these borrowers tend to repay their loans off faster. With a high rate of return, microfinancing institutions and lenders are quick to finance a motorcycle purchase when the motorcycle will be used for business purposes. Motorcycles are not only handy for borrowers, but most MFIs require microloan coordinators to own a motorcycle to travel to areas where borrowers don't have transportation to visit the offices. This ensures more people are given the financial and educational resources that MFIs are known to provide. Both the investors and borrowers receive financial benefits!